Find answers to common questions about comparing insurance coverage with Lunar Financial Group. Coverage, availability, pricing and eligibility depend on your circumstances and the insurer.
Can an independent insurance agency compare multiple companies?
Yes. An independent agency can review options from the insurance companies it represents. Available companies and products vary by location and coverage type. Request a quote to discuss your options.
What information do I need for an auto insurance quote?
It helps to have the drivers’ names, dates of birth, vehicle details, address, driving history and current coverage information ready. The insurer may request additional details. Learn more on our auto insurance page.
Does the cheapest auto insurance quote provide enough coverage?
Not necessarily. Compare liability limits, deductibles, optional coverages and exclusions—not just the premium. The right combination depends on your needs and budget.
What does homeowners insurance usually cover?
A homeowners policy commonly includes protection for the dwelling, personal belongings, personal liability and certain additional living expenses following a covered loss. Specific causes of loss, limits and exclusions depend on the policy. See our home insurance information.
How much life insurance should I consider?
Consider your income, dependents, debts, final expenses and existing savings or coverage. Term and permanent life insurance serve different needs, and costs depend on underwriting. Explore life insurance options.
Does a small business need liability insurance?
Many businesses consider general liability coverage to help address certain third-party injury or property-damage claims. Requirements and appropriate policies vary by industry, contracts and state. Visit our business insurance page.
Can I bundle home and auto insurance?
Some insurers offer multi-policy discounts when eligible policies are placed together. A bundle is not always the lowest overall price, so comparing both bundled and separate options can be worthwhile.
How do I get started with Lunar Financial Group?
Start with our free quote request or contact our team. We can review the information needed for the coverage you’re considering.